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Terms & Conditions
A legal disclaimer
VA Lending Hub is an independent mortgage education and marketing platform empowered by Nexa Mortgage, LLC (NMLS #1660690). All mortgage lending services are provided exclusively by licensed mortgage loan officers employed by or affiliated with Nexa Mortgage, LLC, and only in states where they hold valid licenses.
VA Lending Hub does not directly originate loans, approve loan applications, collect payments, or accept funds from consumers. All loan approvals, terms, and conditions are subject to lender guidelines, borrower qualifications, and applicable federal and state laws.
Products and programs offered may include, but are not limited to: VA, FHA, Conventional, USDA, Land/Lot, Fix & Flip, Commercial, and Barndominium financing. Availability of specific products may vary based on borrower eligibility and state regulations.
All information provided on VA Lending Hub’s website, social media, or marketing materials is for informational purposes only and should not be construed as financial, legal, or tax advice. Mortgage rates, fees, and terms are subject to change without notice. Borrowers should consult with qualified professionals before making financial decisions.
Nexa Mortgage, LLC is an Equal Housing Lender. We comply with all applicable federal and state fair lending laws, including the Fair Housing Act and the Equal Credit Opportunity Act.
For more information, please visit NMLS Consumer Access.
Terms & Conditions
1. Introduction
Welcome to VA Lending Hub (“we,” “our,” or “us”). By accessing our website, social media pages, services, or related content, you agree to be bound by these Terms and Conditions. If you do not agree, please discontinue use immediately.
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2. Nature of Services
VA Lending Hub is a mortgage education and marketing platform that connects clients with licensed loan officers offering a variety of mortgage products, including:
VA Loans
FHA Loans
Conventional Loans
USDA Loans
Land and Lot Loans
Fix and Flip Financing
Commercial Loans
Barndominium Financing
And other specialized lending solutions
We are empowered by Nexa Mortgage, a licensed mortgage lender.
All mortgage loan applications are processed exclusively by licensed loan officers in states where they hold valid licenses.
VA Lending Hub does not collect loan payments, charge brokerage fees, or accept funds directly from customers.
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3. Eligibility
To use our services or be referred to a loan officer:
You must be at least 18 years old.
You must meet applicable lending and legal requirements in your state.
Loan eligibility is determined by applicable government programs, lender guidelines, and the borrower’s qualifications.
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4. No Financial or Legal Advice
All content on VA Lending Hub is for informational purposes only and does not constitute financial, legal, or tax advice. You should consult with qualified professionals before making any financial decisions.
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5. Accuracy of Information
While we strive for accuracy, we do not guarantee that all information provided is current, complete, or error-free. Mortgage rates, terms, and conditions are subject to change without notice.
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6. Third-Party Links
Our website and social media may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these sites.
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7. Limitation of Liability
VA Lending Hub is not liable for any direct, indirect, incidental, or consequential damages arising from the use of our website, social media, or referral services. All lending decisions are made by licensed loan officers, not VA Lending Hub.
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8. Privacy
Your privacy is important to us. We collect and use information in accordance with our Privacy Policy, which is incorporated into these Terms.
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9. Intellectual Property
All branding, logos, text, and media belong to VA Lending Hub unless otherwise noted. You may not reproduce, distribute, or modify our content without written permission.
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10. Governing Law
These Terms are governed by the laws of the State of [Insert State], without regard to conflict of law principles.
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11. Changes to Terms
We reserve the right to update these Terms at any time. Continued use of our services after changes are posted constitutes acceptance of the updated Terms.
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12. Contact Information
For questions about these Terms, please contact:
VA Lending Hub – Empowered by Nexa Mortgage
Email: Wesley@VALendingHub.com
Phone: 1-866-639-4993
NMLS Consumer Access: Consumer Access